The Internal Revenue Service has confirmed that it has sent out another thirty-seven million coronavirus relief checks this week under President Joe Biden’s American Rescue Plan, raising the total to one hundred twenty-seven million.

That many people receiving $1,400 checks means that the IRS has already distributed stimulus payments worth about $325 billion.

Despite those hefty figures, there are still plenty of financially struggling Americans who haven’t received a penny from the third round of relief funds. Like the first batch of ninety million payments, know that the initial checks went primarily to eligible taxpayers who provided direct deposit information on their 2019 or 2020 tax returns.

The second batch, which began processing last Friday, includes about seventeen million direct deposit payments that are worth nearly $40 billion. The IRS has noted that there is a possibility that there could be a pending transaction in your bank account and should settle in a day or two.

Also, keep in mind that for this particular batch of Economic Impact Payments, what’s noticeably different is that it includes a large number of paper checks and prepaid debit cards—which could potentially take weeks to be delivered to your mailbox.

The IRS has confirmed that nearly fifteen million paper checks totaling $34 billion and five million debit cards totaling $11 billion have been mailed to Americans who haven’t received the stimulus funds via direct deposit.

“The IRS continues to send the third round of stimulus payments in record time,” IRS Commissioner Chuck Rettig said in a statement. “Since this new set of payments will include more mailed payments, we urge people to carefully watch their mail for a check or debit card in the coming weeks.” 

The U.S. Treasury also has highlighted the fact that if a taxpayer received the last two stimulus checks via traditional mail, he or she could get the payment as a direct deposit this time around.

“The vast majority of taxpayers receiving EIPs will receive it by direct deposit. In addition, the IRS and the Bureau of the Fiscal Service leveraged data in their systems to convert many payments to direct deposits that otherwise would have been sent as paper checks or debit cards,” the agency said. “This accelerated the disbursement of these payments by weeks.”

If you’re still sitting empty-handed after this week, know that you can always log on to the IRS “Get My Payment” tool at www.irs.gov/coronavirus/get-my-payment. To use it, you will just need to enter your full Social Security or tax ID number, date of birth, street address, and ZIP code. Be aware that you don’t have to waste your days by constantly checking on the site, as the IRS says that the tool “updates once per day, usually overnight.” 

However, keep in mind that some individuals will receive a message that says, “Payment Status Not Available.” “If you get this message, either we have not yet processed your payment, or you are not eligible for a payment,” the IRS says. “We will continue to send the 2021 Economic Impact Payment to eligible individuals throughout 2021.”

Others will get a “Need More Information” message, which means that the stimulus check was returned to the IRS because the post office was unable to deliver it. If your address has recently changed, the best way to update it is to “file your 2020 tax return with your current address, if you haven’t already done so. Once we receive your current address, we will reissue your payment,” the IRS noted.

You can also speak to a live human regarding your missing or late check by dialing 800-919-9835, but you should know that “IRS live phone assistance is extremely limited at this time,” according to the agency’s website.

Ethen Kim Lieser is a Minneapolis-based Science and Tech Editor who has held posts at Google, The Korea Herald, Lincoln Journal Star, AsianWeek, and Arirang TV. Follow or contact him on LinkedIn.